Sentry Select Canadian Income Deposit Notes, Total Return Class are a medium-term investment vehicle designed to provide the potential for capital appreciation through a diversified portfolio of income trusts, fixed-income investments and equities, while protecting 100 per cent of the investor's capital.

The Deposit Notes are modeled after Sentry Select Canadian Income Fund, named Canadian Income Trust Fund of the Year at the 2005 Canadian Investment Awards. The investment strategy involves leverage to invest additional funds, providing investors with up to 125 per cent exposure to the portfolio. Through active asset allocation, exposure is increased when the portfolio performs well, and volatility is reduced during any periods of lower performance.

Investors benefit in several key ways:
• Exposure to the income trust markets through a well-diversified, professionally managed portfolio
• Active asset allocation that increases exposure when the portfolio performs well, and reduces volatility during any periods of lower performance
• 100% of the Fund Portfolio distributions, if any, are notionally reinvested in the Basket for compound growth.
• Principal protection, as investors are guaranteed to receive the full value of their original investment when the Notes mature after eight years, plus the value of any portfolio appreciation

The Notes meet the needs of investors who aim to enhance their portfolio diversification without adding the risk of traditional equities. As a result, the Notes can provide increased return potential and reduced volatility in a well-balanced portfolio.